Here are some quick tips to open a savings account on a bank app

bank app

People use the Internet, smartphones, and mobile apps to get anything online without going out. Mobile bank applications offer several features that help you do banking tasks without visiting a bank. Owing to the introduction of mobile banking apps, people use online applications to open a bank account or to transfer money, and so on. These tips provided here will help you open a saving account through an IDFC FIRST Bank mobile banking app.  

How to open a savings bank account on a mobile banking app? 

Most people do banking online as they are attracted to a user-friendly bank application and quick transactions online. With the IDFC FIRST Bank mobile banking app, you can do shopping, transfer funds, pay utilities, make an investment, link all your accounts under one platform, recharge mobiles, and pay FASTag instantly online.

The app also helps you open any of the bank accounts like a general savings account, corporate salary account, NRI savings account, FIRST Power account, etc., in minutes through easy steps. To open a savings account online, you need the scanned copies of your Aadhaar Card and PAN Card ready. And you need to follow some steps to open a savings bank account through a mobile app. 

Step 1: The first step to open a savings account on a mobile banking app is to download the IDFC FIRST Bank mobile banking app from the Google PlayStore. You should provide the customer ID mentioned in the welcome kit and account number to create a ‘Username”. 

After having a username, create a password that should consist of alphabets, numbers, and special characters. Then, log into the IDFC FIRST Bank mobile application using the Username and Password.  

Step 2: Provide your name, mobile number, email address once you log into the application.  

Step 3:  After providing your details, the application will ask for scanned copies of documents voter’s ID details or Permanent Account Number (PAN) and Aadhaar Card details for verification. Once you upload the document, verify them by entering an OTP or one-time password that you will receive on your registered mobile number.

Step 4: Now enter your personal details such as your name, age, occupational status, permanent address, and annual income to open a bank account online. After completing the process, you need to click on the ‘Submit’ button.

Step 5: You will be called for KYC verification through a video call once the application and supporting documents are processed. Keep the original of all documents such as the Aadhaar Card or Voter’s ID and PAN Card ready and present it during the time of video verification to confirm the details provided online. Now you will receive an SMS or email giving the Customer ID, IFSC Code, and SB Account Number. 

Step 6: To activate your account number you have to deposit the minimum required amount in your account. Your online saving account will be activated in a few hours after the backend verification process.

With the online banking app now, you can do all banking activities in the comforts of your home and get all the amazing services. 

About Dean Duke

My name is Dean Duke. I am a full-time writer who loves to do research and learn new things then start writing.

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