This infographic was created by Stein Saks, a credit reporting lawyer
![Dean Duke](https://money-4me.com/wp-content/uploads/2022/12/cropped-Dean-Duke-180x180.jpg)
My name is Dean Duke. I am a full-time writer who loves to do research and learn new things then start writing.
This infographic was created by Stein Saks, a credit reporting lawyer
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